New Zealand finance directory offering national listings for banks, building societies, lenders, investment advisors, life coaches and more. Plus financial advice and information to help you make your money work for you.

Money Monkey

New Zealand Credit

Store Cards

Store cards are available from retailers throughout New Zealand. Store cards, loyalty cards or reward cards are all common and some store cards can be used nationwide. Typical benefits of using a store card may include privileges and rewards such as interest-free credit, competitions, prize-draws, special offers, discounts on purchases, invitations to promotional and preview events, extra money off in the sales, and glossy member magazines.

 

Although they may offer some tempting perks, they can be expensive methods of borrowing if the balance isn’t paid at the end of the month.  You should weigh up all the pros and cons carefully before you make any decisions.

 

Click on the links below to investigate the benefits of obtaining a store card.

 

Listings
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GE CreditLine (http://www.gecreditline.co.nz/home)

GE CreditLine gives you access to a great range of “Interest Free” or “Interest Free and Deferred Payment” finance promotions, that are offered all year round on a huge range of products.

Multi Store Q Card (http://www.qcard.co.nz)

The one easy to use card with all the benefits of store cards. Q Card gives you instant access to in-store finance promotions like 12 months interest free or simply swipe and sign and pay no interest and make no payments for three months.

Ballantynes Store Card (http://www.ballantynes.com/Ballantynes-Card/Information/342)

Apply online now for a Ballantynes Store card to enjoy the benefits.

Farmers Card (http://www.farmerscard.co.nz)

New Zealand's friendliest credit card. Farmers Card brings you a host of privileges, discounts and rewards. You can use it at any branch of Farmers and at more than 4,500 other retail outlets all over the country, to buy the things you need for your home and family.

Red Store Card (http://www.thewarehouse.co.nz/Content.aspx?id=100026370)

The Warehouse Red Card is a useful way to afford what you need for your family and keep control of your spending. Even if you're on a budget, the Red Card is ideal as it has a low credit limit to start with.

NZ Financial News

Financial Statements of the Government of New Zealand for
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Source: New Zealand Treasury Economic and Financial News
Diana Clement: Keeping a bigger piece of the pie
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Source: New Zealand Herald - Personal Finance
UPDATE 1-NZ business confidence rebounds in Q3 - survey
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Source: Yahoo! Australia & NZ Finance
 

Monkey's Tips

Save money on your grocery bills by making a list before you start shopping. This way you’ll be less inclined to make impulse purchase. Stock up on the basic essentials rather than buying more expensive ready-made meals.